home loan

About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates
Buying a home can be a truly rewarding experience. It’s also one of the biggest investments you’ll make. From finding your new place to getting the keys – we’re here to help.
Refinancing can help you lower your monthly payment, pay off your loan sooner, or tap into the equity you’ve already built into your home. Weigh the pros and cons to see if refinancing is right for you.

Move your mortgage with confidence

Whether the fixed rate of your mortgage is coming to an end, or you’re just looking for a better deal, we’ve got a range of fixed and tracker mortgages to choose from. And applying with us is easy

Our latest rates
Switch to us and you could find a lower interest rate, that could make your monthly repayments less

No standard legal fees
We’ve got all the usual legal fees covered, so you won’t need to worry

Standard valuation for no additional fee
All our mortgages come with a standard property valuation at no extra cost, so there’s less to think about.

Apply by phone or online
You can speak to one of our mortgage advisers or apply online.

Make overpayments

You can make overpayments so you can reduce the size of your mortgage (subject to your mortgage terms)

Fee saver mortgages

We’ve got a range of mortgages with no booking fee, and all our mortgages come with a standard valuation at no extra cost.

Borrow up to a 35-year term

Choose your length of term – up to 35 years, so your monthly payments can suit you

Apply by phone or online

You can speak to one of our mortgage advisors or apply online.

Any salaried, self-employed or profess

Starting your journey to becoming a homeowner with us is easy. First, you’ll need a Decision in Principle – we’ll explain how to do this over the phone or online. Then, we’ll let you know what you’ll need to do for your mortgage application.Our mortgage advisers will be happy to offer you advice over the phone

Accordion FAQ

Are there any charges associated with making payment?

OLX Investment does not charge fees for any type of payment made directly to us (online, mobile, phone, check, etc.). Debit card payments may be processed through CheckFreePay, which charges a service fee. Third-party payment processing services like MoneyGram or Western Union® also charge a service fee.

How are payments applied to mine loans ?

We first apply your payment to the interest that has accrued since the last payment was received. We then apply the rest towards your principal or any outstanding fees based on the status of your account

Can I pay ahead?

Yes, your account can be paid ahead up to 3 months. Please note that interest continues to accrue daily during this time.

At Wise Trust, our mission is to change banking for good by bringing humanity, ingenuity and simplicity to banking.
copyright Wise Trust Banking Limited